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My daughter scrapped my BILs car, only minutely, but he wants it repairing 'cause of rust etc. He is telling her that he can get the job done for £300.00, her access is £250.00, so said its better for her to pay for it in cash rather than lose her no claims for £50.00, but it's his access surely isn't it? I thought he would have to pay his access and then the rest would come from her insurance.

I have never had to claim, so don't know, so who is right?, me or him? :unsure:

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