Vehicle finance options

[Paul B]

Like to hear views on people's opinions and experiences on vehicle finance stuff.

 

My old company car goes back next month and my new company don't provide a vehicle. They give a monthly allowance (£330) and 26p per mile after that. We have a family saloon with 56000 on the clock. Do I

A) Drive the saloon and get the Missis a runabout leaving the company cash in my bank?

B) Leave the Missis with the saloon and get a car myself with the money the company offer?

 

If B) who knows about benefits/downfalls of PCP, leasing and contract hire?

 

We contracted the saloon and circumstances changed in six months and we ended up having to buy it outright so I'm wary of doing this again.

 

Over to the collective knowledge of the forum.

[Behind Enemy Lines]

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[RP]

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